I'm a judgment broker that writes often. Because my email address has been consistent for at least 20 years, and I display my email address as plain ASCII text on my web site, I have been e-mailed almost every rip-off out there. You can get scammed over the phone, fax, mail, Skype, etc.; although the majority of rip-offs seem to arrive by email. This article has email examples, but rip-offs can arrive in all forms.
A rotten part about rip-offs, is most often no one is able to help. And, recovery of your money back, even by using a court, is usually almost impossible. The majority of scammers do not use their actual names, and most of the addresses end up being fake or PO boxes. Even if one finds that correct person to sue, and serve your lawsuit on, and then win a judgment; they'll usually not be available assets that could be attached to repay the judgment.
Alternatives on pre-payment scams are very prevalent. A warning indication can be if you get paid way too much, and the scammer asks you to refund them; after depositing their check or money order. Usually, they ask you to then send by bank wire the amount that was over-paid. Banks might take too long to discover and tell you about a returned check; and bank wire transfers come with no refunds. There's many alternatives to this rip-off, including these six:
1) The internet purchase scam. You find a very great price on an item (anything) and the con artist asks you to prepay using a bank wire transfer or a prepaid money card. The rip-off is you never get your item.
2) The mystery shopping scam: They mail you a large check to deposit, so you are able to purchase items. They ask you to bank wire them whatever gets left over, after buying the items. Later, their check bounces, and what you wired to the fraud is lost.
3) The sales tax savings scam. You are told to prepay them, with a wire transfer or money-card to "avoid sales taxes", and and then you do not ever will hear from the scammer after they are paid.
4) The fake loan scam. You're asked to prepay something up-front by prepaid money-card or bank wire transfer, and then they vanish.
5) The advertising scam. In recent times, most advertising dollars are a complete waste. Even worse is if you're asked to prepay some money up-front by money-card or bank wire transfer, and then get nothing back.
6) I think one of the oldest rip-offs is that sweepstakes or lottery rip-off. You are mailed an impressive-looking letter informing you that you have won a certain amount of money, perhaps with a fake check. In order to claim the wonderful prize, you need to deposit that check, and then send the scammer cash to cover taxes and processing fees. Their check might include some kind of a billing agreement on the back, or a lot more likely, will bounce. When you do not remember entering such a contest, ignore such rip-offs. Real sweepstakes never ask you for cash.
The discovering love online scam. Anybody who you only meet online may be a computer, a con artist, or some kind of dog. Internet-only love connections usually ask for money. Do not ever squander any emotions or cash on somebody you don't know, unless you think of the payments as donating to charity.
The disaster rip-off can occur if you are asked to donate money due to some recent local disaster like some flood, fire, storm, etc. The problem can be that certain companies are crooked or fake, often having names that sound really official. Donate only to the older well-known companies, or do a web search for that new organization name, with the word "scam" following their name; for all new companies that solicit you.
The friend (or relative) in trouble rip-off. One variation is when you are called by someone pretending to be some (usually distant) family member or relative, for example a grandchild; who asserts they're in serious trouble. One more variation is when someone telephones and says they're a police man or an attorney, and says the individual is having trouble, and cash is needed to bail that person from jail, or for urgent medical care, etc.
Even if you know that individual they are pleading about, when they cannot put that person to the telephone; ask for the caller's phone number, and tell them you'll call them back in a little while. When you know the person, try to contact/call them. If they answer, you will be able to confirm that scam. If you can't contact that person, there is a chance it is not a scam, however it often is. A common problem these days, especially on Windows computers, is email contact lists may get hacked, and hackers will e-mail everyone in someone's contact list; saying you are overseas and need money wired, etc.
Mark Shapiro of http://www.JudgmentBuy.com - The easiest and fastest free way to find the right expert to buy or recover your judgment.
EasyPublish this article: http://submityourarticle.com/articles/easypublish.php?art_id=323021